Lawsuits are everywhere today. Lawyers are awarding larger settlement than ever. If an unfortunate accident should happen that is your fault, do you have enough liability insurance from your current policies to cover your costs for negligence?
Since no one can predict how much a judge may award the injured party, umbrella insurance is not just for the wealthy anymore, but a needed protection for every policyholder.
Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, one can add an additional 1-5 million in liability protection.
This protection is designed to "kick-in" when the liability on other current policies has been exhausted.
Quick Umbrella Highlights:
Will Write Short Rate Umbrella With Package
Over $2 Million Umbrella Limits Available
Will Write Over Auto, Workers’ Comp, Lesser Risks, Boat Rentals and Other Coverages
Minimum Premium for First Million Excess is $1,000
Minimum Premium for Second Million Excess is $1,000
Standard Acord Applications Acceptable
Standard Self Insured Retention (S.I.R) is $25,000, but on Smaller Operations Will Consider $10,000
Average Three Day Quote Turnaround
Bonus!!!
As a free additional service, we will help you evaluate your current insurance program as to coverage and cost, then present you with a complete insurance proposal including all the proper coverages. We will make recommendations that will benefit you. It’s our philosophy to be on your staff, but not on your payroll.™
Pick up the phone and call toll free at 800.633.3443 for a free, no obligation quote today
